Cynthia Bolker - CLU, ChFC CA Ins Lic. #0574964

Agent

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.




Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As a New York Life insurance agent, and a Registered Representative of NYLIFE Securities LLC [8910 University Center Lane, Suite 300, San Diego, CA 92122 858-623-8600], I am a trained professional who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.




Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.





I am licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of: AZ,CA,CO,CT,FL,HI,KS,LA,MA,MD,MN,MO,MT,NJ,NM,NV,NY,OK,OR,TX,VA,& WA.




Cynthia is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AK,AZ,CA,CO,CT,FL,IA,KS,LA,MA,MD,MN,MO,MT,NJ,NM,NV,NY,OK,OR,TX,VA, &WA. No offers may be made or accepted from any resident outside the specific state(s) referenced.







The Election and Your Money

In this year’s election, there are issues, such as energy, free trade, and inflation, playing a role that could have a significant effect on investors and consumers over the next four years.

Gauging Investor Sentiment

Technical analysis, the evaluation of securities based on historical prices and other trading variables, is based in part on market psychology and thus looks at a host of sentiment indicators for clues about the near future.

Variables You Can Count On

One way to pursue gains in the stock market while also limiting downside risks is through the use of living benefit guarantees that are offered with some variable annuities (for an additional cost).

Preparing Not to Inherit

Preparing for retirement will require adequate saving and investing, not just working hard to stay in the good graces of wealthy relatives.

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